In 2026, the South African insurance industry is under immense pressure. Following the surge in electrical and industrial fires, adjusters are no longer just looking at the origin of the blaze; they are looking for a "Breach of Warranty."  If your policy mandates compliance with the Occupational Health and Safety Act (OHSA), and your staff's Fire Fighting Course Cape Town  certification has lapsed, you have handed your insurer a legal "Get Out of Jail Free" card. Most busines