Fund Your Skills Training at Swift Skills Academy – Compare Student Loans in South Africa & Apply Free
Empowering South Africans with affordable student loans to unlock accredited skills training and career growth.
Pre‑Qualify for Student Loans in South Africa – Get Multiple Offers Fast
"Swift Skills Academy partners with Student Hero to make funding your accredited skills programs effortless. Whether you're eyeing our Basic Welding Programme, OHSA safety courses, or QCTO qualifications, compare personalized student loans from top banks like Absa, Nedbank, FNB & more.
Pre-qualify in minutes below – no fees, no paperwork upfront – and secure finance for in-demand training that leads to real jobs in South Africa's engineering and construction sectors."
.jpg)
Compare & Apply for Student Loans in South Africa – No Cost, No Obligation with Swift Skills Academy & Student Hero
"In just 3-5 minutes, our smart chatbot will ask about your study plans, income, and needs.
It instantly checks eligibility across providers like Absa, Nedbank, FNB, and more – then shows you personalized loan offers you pre-qualify for.
Completely free, secure, and with zero impact on your credit score until you choose to proceed."
Answer a few quick questions below – no paperwork, no fees, no obligation. See your best study funding options fast.
Student Loans South Africa – Frequently Asked Questions (Updated 2026)
The best depend on your situation, but comparing multiple offers is key to getting lower rates. Through Student Hero, you can instantly compare personalized loans from top banks like Absa, Nedbank, FNB, Standard Bank, and Capitec — often at prime rate (around 11.75%) or better for good credit. Unlike single-bank applications, our free platform shows you multiple pre-qualified offers in minutes, helping you avoid high-interest traps.
Student loans cover tuition, accommodation, books, and living expenses. You (or a surety) borrow from a bank/provider, pay interest-only while studying, then full repayments after graduation. With Student Hero, apply once for free and get offers from multiple providers — no paperwork upfront, no fees, and no obligation.
Yes, some banks offer no-surety options for part-time students with income or specific universities. But most full-time students need one. Student Hero checks eligibility across all providers instantly — many users qualify for better no-surety deals by comparing.
Typically: ID, proof of registration, matric certificate (first-years), latest results, proof of income (surety), and bank statements. No need to gather them all upfront with Student Hero — our quick chatbot pre-qualifies you first, then guides you on exact docs for your best offers.
From R5,000–R500,000+ depending on the provider, course, and affordability. Banks like Capitec go up to R500k, Standard Bank covers full costs. Compare free via Student Hero to see your maximum personalized amounts from multiple banks at once.
Prime-linked (currently ~11.75%) to prime + a few points, often lower for top academics. Rates are personalized. By comparing through Student Hero, users frequently secure the lowest available rates across providers — beating single-bank quotes.
Usually interest-only during studies, with capital + interest kicking in 6-12 months after graduation. Flexible grace periods vary by bank. Student Hero helps you compare repayment terms upfront for the most student-friendly options.
Yes — NSFAS is a government bursary-loan for low-income students (household
Absolutely — many banks fund part-time, TVET, online, or vocational courses. Student Hero partners with providers covering all accredited institutions, including skills academies like Swift Skills.
Pre-qualification (like Student Hero's chatbot) is a soft check — zero impact. Only formal applications trigger hard inquiries. Get multiple pre-qualified offers instantly without risking your score.
Banks only show their offer — you might miss lower rates or better terms elsewhere. Student Hero's free comparison gets you multiple personalized offers from top banks in minutes, saving thousands in interest.
100% free for students — no fees, no hidden costs. We partner with banks who pay us only if you choose their offer. You get better deals through competition.
Pre-qualification: minutes via Student Hero. Full approval: 24-48 hours to a week once docs submitted. Start with our instant multi-provider check for the fastest path.
No problem — different providers have different criteria. Student Hero checks all at once, so if one says no, you instantly see yeses from others.
Yes, most banks fund postgrad (master's, PhD, honors). Amounts and rates vary. Compare free through Student Hero for tailored postgrad offers from multiple providers.
Yes — Swift Skills Academy's accredited programs (welding, OHSA, QCTO, and more) qualify for student loans from major banks. Through our exclusive Student Hero partnership, compare and apply for funding tailored to your Swift Skills course in minutes — free, with multiple offers.
All our accredited offerings, including Basic Welding Programmes, OHSA safety training, QCTO qualifications, workplace compliance courses, and on-site skills development. These high-demand programs are fully fundable via bank student loans — start your free comparison below.
Simple: Use the Student Hero chatbot on this page to pre-qualify for loans from Absa, Nedbank, FNB & others. Once approved, use the funds for tuition at Swift Skills Academy's top-rated welding programs — get multiple offers instantly, no obligation.
Absolutely — banks fund accredited short courses and vocational training. Swift Skills Academy makes it easy: Compare free via Student Hero for the best rates on your OHSA, QCTO, or compliance training finance.
Fast-track your career with practical, accredited courses (Cape Town-based, nationwide delivery) in welding, safety, and high-demand skills. Paired with Student Hero's free loan comparison, you get affordable funding + job-ready training — better outcomes than traditional degrees.